Privacy Policy

Introduction

At stockvaluation.io, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit and use our website and services.

We believe in transparency and want you to understand exactly what data we collect, why we collect it, and how we use it to provide you with the best possible stock valuation experience.

By using our services, you agree to the terms outlined in this Privacy Policy. If you do not agree with these terms, please do not use our website or services.

Information We Collect

We collect information in several ways to provide and improve our services:

Information You Provide Directly:

Account Information: When you create an account, we collect your name, email address, and password
Communication Data: Messages you send us through contact forms, support tickets, or direct communication
Preferences: Your settings and preferences for using our platform

Information Collected Automatically:

Usage Data: How you interact with our website, including pages visited, time spent, and features used
Device Information: Browser type, operating system, IP address, and device identifiers
Analytics Data: Website performance metrics and user behavior patterns (anonymized)

Financial Market Data:

Stock Analysis Queries: The companies you research and analyze using our tools
Valuation Parameters: The assumptions and inputs you use in our models
Important Note: We do NOT collect or store your personal investment positions, account balances, or trading activity

How We Use Your Information

We use the collected information for legitimate business purposes:

Service Provision:

Providing access to our DCF valuation tools and analysis
Processing and displaying financial data and calculations
Saving your preferences and analysis history
Ensuring platform security and preventing unauthorized access

Communication:

Responding to your inquiries and providing customer support
Sending important service updates and security notifications
Providing educational content about stock valuation (if you opt-in)

Platform Improvement:

Analyzing usage patterns to improve our tools and user experience
Developing new features based on user needs
Ensuring optimal website performance and reliability

Legal and Security:

Complying with legal obligations and regulations
Protecting against fraud, abuse, and security threats
Enforcing our Terms of Service

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

Service Providers: We work with trusted third-party service providers who help us operate our platform:

Financial Data Providers: To access real-time and historical financial data
Cloud Infrastructure: For secure hosting and data storage
Analytics Services: For website performance monitoring (data is anonymized)
Communication Tools: For customer support and email services

Legal Requirements: We may disclose information when required by law:

In response to subpoenas, court orders, or legal process
To protect our rights, property, or safety, or that of our users
To investigate fraud or security incidents
To comply with regulatory requirements

Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction. We will notify users of any such change.

All third-party service providers are contractually bound to protect your information and use it only for the specific services they provide to us.

Data Security

We implement industry-standard security measures to protect your information:

Technical Safeguards:

Encryption: All data transmission uses TLS/SSL encryption
Secure Hosting: Our servers are hosted in SOC 2 certified data centers
Access Controls: Strict access controls limit who can view your data
Regular Security Audits: We conduct regular security assessments and updates

Administrative Safeguards:

Employee Training: All staff receive privacy and security training
Principle of Least Privilege: Employees access only data necessary for their roles
Background Checks: All employees undergo background verification

Physical Safeguards:

Secure Data Centers: Physical access controls and 24/7 monitoring
Environmental Controls: Fire suppression, temperature, and humidity monitoring

While we implement robust security measures, no system is 100% secure. We continuously monitor for threats and update our security practices to address emerging risks.

Your Privacy Rights

You have several rights regarding your personal information:

Access and Portability:

Right to Access: Request a copy of the personal information we hold about you
Data Portability: Receive your data in a structured, machine-readable format

Correction and Updates:

Right to Correction: Update or correct inaccurate personal information
Account Management: Modify your preferences and settings at any time

Deletion and Restriction:

Right to Deletion: Request deletion of your personal information
Right to Restriction: Limit how we process your information
Account Closure: Delete your account and associated data

Communication Preferences:

Opt-out: Unsubscribe from marketing communications at any time
Notification Settings: Control what types of communications you receive

To exercise any of these rights, please contact us at contact@stockvaluation.io. We will respond to your request within 30 days.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

Essential Cookies:

Authentication: Keep you logged in during your session
Security: Protect against cross-site forgery attacks
Preferences: Remember your settings and preferences

Analytics Cookies:

Usage Analytics: Understand how our website is used (Google Analytics)
Performance Monitoring: Identify and fix technical issues
Feature Development: Guide improvements to our platform

Cookie Management:

Browser Controls: You can disable cookies through your browser settings
Opt-out Options: Use browser extensions or privacy tools to block tracking
Impact on Functionality: Disabling cookies may limit some website features

We do not use cookies for advertising or selling your data to third parties. Our cookie usage is focused solely on improving your experience with our platform.

International Data Transfers

As a global service, we may transfer your information internationally:

Data Storage and Processing:

Primary Locations: Our servers are primarily located in the United States
Cloud Infrastructure: We use globally distributed cloud services for redundancy
Service Providers: Some third-party services may be located outside your country

Transfer Safeguards:

Adequate Protection: We ensure all international transfers maintain appropriate security levels
Standard Contractual Clauses: We use EU-approved data transfer mechanisms where applicable
Legal Compliance: All transfers comply with applicable privacy laws (GDPR, CCPA, etc.)

User Rights: Regardless of where your data is processed, you maintain all privacy rights outlined in this policy.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors.

Notification of Changes:

Website Notice: We will post the updated policy on our website
Email Notification: For material changes, we will email registered users
Effective Date: Changes become effective on the date specified in the updated policy

Review and Acceptance:

Regular Review: We encourage you to review this policy periodically
Continued Use: Your continued use of our services after changes constitutes acceptance
Objection Rights: If you disagree with changes, you may discontinue using our services

We are committed to maintaining transparency about how we handle your information and will always provide clear notice of any significant changes.

Privacy at a Glance

No Personal Financial Data

Purpose-Driven Data Use

Enterprise Security